Factors that influence saving behaviours among undergraduate students in UTAR, Kampar

Koh, Ivy Yi Hui and Lau, Sin Ye and Leo, Jie Yi (2024) Factors that influence saving behaviours among undergraduate students in UTAR, Kampar. Final Year Project, UTAR.

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Abstract

Due to the rapidly changes in technology and the use of internet, saving behaviours become more important than past in recent year. Although this issue has received many concerns from different aspect such as government, corporates, and education institution, but the result of saving behaviours still remains uncertain. Therefore, much research on saving behaviours has been conducted around the world especially in both developed and developing countries. Anyhow, the role of undergraduate students especially in private universities in those developing countries such as Malaysia has been ignored although they are the main observation population. Thus, this study seeks to examine the how the factors such as social influence, financial knowledge, and self-control influence the saving behaviours among undergraduate student in UTAR by referring to previous research. In order to conduct the study, the questionnaires were distributed to 380 UTAR Kampar undergraduate students through google form. All the data collected from the respondents are used to analyse purpose by using Statistical Package for the Social Sciences (SPSS) version 29.0. The results show that there is a significant relationship between social influence, financial knowledge, and self-control with the dependent variable, saving behaviours among the undergraduate students in UTAR, Kampar. Keywords: Saving Behaviours, Social Influence, Financial Knowledge, Self-Control

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