Finance journey in university

Shee, Dickson Wei Hau (2025) Finance journey in university. Final Year Project, UTAR.

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Abstract

The Finance Journey in University project was an educational game designed to improve financial literacy among university students by providing engaging and interactive experience. This game focused on teaching essential financial concepts such as Dollar-Cost Averaging (DCA), budgeting, saving, and investing all within the context of student life. The game presents players with real-world financial challenges including managing tuition fees, living expenses and handling unexpected events such as medical emergencies, family obligations and part-time jobs. By simulating these scenarios, students were encouraged to make informed decisions regarding their finances while maintaining a balance between personal health, mental health and wealth. The project aimed to address the widespread issue of low financial literacy which was prevalent among young adults by providing a practical and hands-on learning tool. Game engine called Unity was used to develop this 2D pixel art open-world game that allowed for the creation of a virtual environment modelled. Players will navigate through various scenes including dormitories, classrooms, entertainment areas and workplaces by simulating the financial decisions that students face daily. The game's innovation lied in its ability to integrate financial education with personal well-being which illustrated the interconnectedness of financial, physical and emotional health. Through this approach, the game encouraged long-term financial planning and decision-making for preparing students to manage their finances effectively in real life. This project also contributed to educational tools that could be implemented in university curricula or financial literacy programs to provide students with the skills necessary for future financial stability.

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